Working from home is winning the day, but that means there could be a big loser too. Commercial real estate, and specifically office towers, could be on the verge of becoming extinct. Toronto has seen an increase of over 16% in vacancy rate since 2019, while the empty offices in NYC could fill over 26 Empire State Buildings. Here's everything you need to know about commercial real estate and what, if any, you still should like investing in.

It's also time for our quarterly market update, with a couple items taking most of the recent headlines. We look at the impact that inflation, interest rates, AI, and other items have had on your portfolio in the last quarter and what you should be looking at going forward.

Finally, we leave you with some good thoughts on how Finland (and other EU countries) balance the amount of fines against how much income you have.